Stop getting as many preapproved credit card offers (U.S.)

I found out about this a while back and wanted to see if it would work:

If you want to eliminate junk mail offers, call 1-888-5-OPTOUT (1-888-567-8688) to eliminate your information from direct mail marketing lists from all 4 major credit bureaus. (In the US.)

It’s been about 4 months since I did this, and it has definitely made a difference. The amount of junk snail mail coming my way has gone down significantly. I recently got free credit reports. They indicated that no company received my information for marketing offers recently.

Even if you don’t find the offers annoying, you should do this to at least save some paper. If I really wanted a new credit card, I would go out and find the best one and apply. I do not want them constantly bombarding me with loan offers and lines of credit. I would like to think that I am not in the minority.